
POL (ex-MATIC) (POL)
SUMMARY
POL (Polygon) is a permissible Layer 2 and multi-chain scaling infrastructure token. Its primary utilities—paying for gas, governance, and native PoS staking—are lawful, and 100% of protocol revenue is derived from clean transaction fees.
Verdict by Activity
How you can hold and use POL
Buy & Hold
POL is a fundamentally strong, neutral infrastructure asset with clear utility for gas and staking, and 100% clean revenue from transaction fees.
Native PoS Staking
OptionalUsers can delegate POL to validators to secure the network and earn rewards funded by a 1% annual protocol emission and transaction priority fees.
Shariah Component Breakdown
Shariah Analysis
Infrastructure — where it runs
PassedPolygon operates as a neutral, general-purpose scaling infrastructure and its own Layer 1 anchored to Ethereum.
Application — what it does
PassedThe project provides neutral multi-chain scaling infrastructure and stablecoin payment rails, with no exposure to Riba, Maisir, or Haram industries in its core business.
Asset — what you own
PassedPOL is used for network gas fees, governance, and native PoS network-security staking. The staking rewards are funded by a mix of a 1% annual protocol emission and transaction priority fees.
Property Status (Māl)
PassedPOL is a native protocol position with established adoption, ascertainable supply, and genuine lawful utility for gas and staking.
Revenue Purity
Passed100% of protocol revenue comes from transaction/gas fees with no problematic sources identified. The exact composition of the Polygon Foundation treasury and whether it earns interest from conventional banks or DeFi lending is unknown.
Legitimacy & Security
social presence
PassedPolygon has a massive user base, deep enterprise partnerships (Visa, Mastercard), and established real-world adoption.
whitepaper
PassedThe project provides comprehensive documentation, including a whitepaper and detailed tokenomics for the POL migration.
project audits
PassedSecurity information and audits are confirmed present for the protocol.
Team & Ecosystem
team background
CautionNot covered by research.
Detailed Shariah Report
Overview
POL (formerly MATIC) is the native token of Polygon, a multi-chain scaling infrastructure and Layer 1 network anchored to Ethereum that enables faster and cheaper transactions. The token is primarily used to pay for network transaction fees (gas), participate in protocol governance, and secure the network through staking.
Why This Verdict
The Halal verdict for POL is based on a three-layer Shariah screening of its infrastructure, application, and the asset itself. First, Polygon operates as a neutral, general-purpose infrastructure layer; hosting various third-party applications does not taint the native network token. Second, the core business activity of providing scaling infrastructure is free from Riba (interest) and Maisir (gambling), with 100% of protocol revenue derived from clean transaction fees. Third, POL qualifies as recognized digital property (Mal). It is an exclusive, protocol-recognized right of control that presently exists on-chain, is ascertainable, transferable, carries a lawful use for gas and staking, and is treated as wealth by a large body of people. Because it passes these layers as a native protocol position, buying and holding POL is Halal. Additionally, the protocol offers an opt-in Native PoS Staking mechanism. This activity is also Halal, as users delegate their POL to validators to secure the network and earn rewards funded by a lawful mix of a 1% annual protocol emission and transaction priority fees.
Permissible Aspects
- The core utility of paying for network transaction fees (gas) and participating in governance is Shariah-compliant.
- 100% of the protocol's revenue is generated from clean transaction fees, with no exposure to prohibited industries.
- The opt-in native Proof-of-Stake (PoS) staking mechanism is permissible, as rewards are funded by protocol emissions and priority fees rather than interest-bearing lending.
- The underlying infrastructure is neutral and general-purpose, meaning the protocol itself does not inherently promote Haram activities.
Points of Caution
- !The exact composition of the Polygon Foundation and Community Treasury is not publicly disclosed, meaning it is unknown if the foundation earns interest from conventional banks or DeFi lending. However, this does not affect the token holder, as these funds do not flow to POL holders.
- !Information regarding the core team's background was not covered in the research, warranting general caution for scrupulous investors.
Purification Note
Not applicable. 100% of the protocol's revenue comes from clean transaction fees, and no impure income flows to token holders. Therefore, no purification is required for holding or staking POL.
BOTTOM LINE
POL is a fundamentally strong and permissible infrastructure asset used to power the Polygon network. Both holding the token and participating in its native staking mechanism are considered Halal, as the project relies on clean transaction fees rather than interest or gambling. As always, final religious authority rests with a qualified Islamic scholar.
How this verdict was reached
This is not an opinion issued by ShariaQuant. It is the output of a documented screening methodology applied to researched facts about POL (ex-MATIC) (POL), and every row above states the specific evidence that drove it — so the reasoning can be examined rather than taken on trust.
The framework screens three layers — the infrastructure an asset runs on, the application it serves, and the asset itself — and separately tests whether the token qualifies as recognised property (māl): that it presently exists, has an ascertainable supply, can be held and transferred, and carries a genuine lawful use. A failure at any single layer fails the asset.
Revenue-purity thresholds follow the AAOIFI screening standard: non-compliant income below 5% of revenue is tolerated and purified, while 5% or above fails the screen.
AAOIFI has not reviewed, approved or endorsed this report or ShariaQuant, and no scholar named in our methodology has reviewed this individual verdict. This is analysis, not a fatwa — final religious authority rests with a qualified scholar.
Fundamental Analysis Report
Polygon has proven its real-world utility over years of operation, evolving from a simple sidechain into a comprehensive, multi-chain scaling ecosystem. Its dominance in stablecoin transaction volume, deep enterprise partnerships, and successful execution of the complex MATIC-to-POL migration demonstrate top-tier technical and business competence. While the 2% annual inflation and fierce Layer 2 competition are valid fundamental headwinds, Polygon's massive user base, continuous technological innovation (zkEVM, AggLayer), and clear revenue model solidify its status as a blue-chip infrastructure asset.
1. EXECUTIVE BOARD
2. THE DEEP DIVE
Fundamental Strengths
- Polygon has established itself as a dominant force in real-world blockchain adoption, particularly for stablecoin payments (e.g., USDC, PYUSD) and enterprise integrations (Visa, Mastercard).
- The successful migration from MATIC to POL (largely completed by 2025–2026) upgraded the token into a "hyperproductive" asset designed to secure multiple chains simultaneously via the AggLayer.
- Its robust tech stack, including the Polygon PoS chain and Polygon CDK (Chain Development Kit) for zero-knowledge rollups, provides unmatched flexibility for developers.
Critical Vulnerabilities
- The POL tokenomics introduced a programmed 2% annual inflation rate (1% for validators, 1% for the community treasury). If network activity and fee burns do not outpace this emission, it creates structural sell pressure.
- Furthermore, Polygon faces intense competition from optimistic rollups (Arbitrum, Base) and high-throughput monolithic Layer 1s (Solana), requiring constant technological upgrades to maintain its market share.
Competitor Comparison
Arbitrum: Arbitrum is a true optimistic rollup that inherits Ethereum's full security and dominates DeFi Total Value Locked (TVL). Polygon PoS, conversely, relies on its own validator set, trading some base-layer security for lower costs and higher throughput. Solana: Solana is a monolithic Layer 1 optimized for maximum speed and composability on a single state. Polygon takes a modular, multi-chain approach, scaling Ethereum through interconnected networks unified by its AggLayer.
About POL (ex-MATIC)
POL (Polygon) is a permissible Layer 2 and multi-chain scaling infrastructure token. Its primary utilities—paying for gas, governance, and native PoS staking—are lawful, and 100% of protocol revenue is derived from clean transaction fees.

