Is USDai (USDAI) halal or haram?
Not screened yet
We have not run our Shariah screening on USDai yet, so we are not giving a ruling on this page. What is below is what we have gathered and checked ourselves, without any AI: where the coin lives, its supply, what its own blockchain says about who can freeze or create coins, and the project's own documents.
What it is
USD.AI is a yield-bearing synthetic dollar backed by loans against AI hardware, compute, and DePIN assets.
The basics
- Where it lives
- token on arbitrum-one (also on ethereum, plasma, base)
- Circulating supply
- 306,302,128 USDAI
- Total supply
- 306,302,422 USDAI
- Category
- Arbitrum Ecosystem, Ethereum Ecosystem, Base Ecosystem
Who controls the coins
Read from the token's verified contract on Arbitrum (0x0a1a1a107e45b7ced86833863f482bc5f4ed82ef) on 2026-09-18: setBlacklist lets a 3-of-3 multisig wallet (0x5f0b…841f), as admin of BLACKLIST_ADMIN_ROLE and so able to appoint itself, block or freeze a chosen holder's tokens. It also has mint (held by an account we could not identify); what these allow is checked at screening. Its code can be replaced by whoever holds the upgrade power.
Whether anyone can freeze a holder's balance, or create new coins, is part of our screening. This much is read straight from the blockchain, so it is already established before any screening runs.
The project's own sources
Checked on 18 September 2026. Every address above was fetched once to confirm it loads.